Everstake Powers Staking for Lumo Wallet Across ETH, SOL, and ADA

TL;DR

• Lumo Wallet is integrating staking via Everstake Wallet SDK
• Lumo Wallet is a non-custodial crypto wallet and payments platform.
• Supported networks: ETH, SOL, and ADA.
• Staking is a part of the wallet functionality alongside crypto debit card, fiat on/off ramp, and the PulseAI assistant.

Everstake has partnered with Lumo Wallet to bring native staking for Ethereum (ETH), Solana (SOL), and Cardano (ADA) directly inside the app. The integration runs through the Everstake Wallet SDK, giving users an in-app path to participate in staking across three major networks.

The two teams aligned around a shared principle of self-custody as the default. Lumo Wallet keeps private keys on the device, and Everstake powers the staking component without taking custody of user assets at any point.

A Payments-First Wallet With Staking Built In

Lumo Wallet is positioned as a financial layer for self-sovereign money. Apart from incorporating staking, the product spans four surfaces: the non-custodial wallet, a crypto debit card, business and point-of-sale tools, and the embedded PulseAI assistant. 

The wallet is fully non-custodial, with private keys stored on-device and zero platform access to user funds. Everyday utility comes through real-world spending via a digital debit card, Apple Pay, and Google Pay, plus a fiat on/off ramp handled by regulated third-party providers.

What the Everstake Wallet SDK Delivers

The Everstake Wallet SDK is a developer toolkit that lets any wallet add staking flows in days, instead of months. It abstracts the validator setup and staking rewards tracking that staking normally requires, so the integrating team ships faster.

Three networks go live through the Lumo Wallet integration:

1. Ethereum (ETH) staking.
2. Solana (SOL) staking.
3. Cardano (ADA) staking.

For each network users select an asset, review the parameters, sign locally, and track rewards from the wallet. No custody transfer ever takes place.

Each is an established Proof-of-Stake chain with deep participation and mature tooling, suitable for a payments-first audience of Lumo Wallet and widely held assets.

Staking Features for Lumo Wallet Users

Without the integration, delegating ETH, SOL, or ADA would mean leaving the app. With it, the full flow stays inside Lumo Wallet and is signed locally by the user.

Key elements include:

• Self-custody preserved: keys never leave the device during staking.
• Staking powered by Everstake: an operator running validators since 2018 with over 1M ETH staked and over $7B assets staked historically.
• Unified experience: stake, spend, and ramp in one app.
• Guided by PulseAI: plain-language context on fees, networks, and actions.

Why Everstake

Everstake is one of the longest-running PoS validator operators in the industry. We have run infrastructure since 2018 and have historically supported staking across more than 130 networks. The Everstake Wallet SDK condenses that operational experience into a developer-friendly toolkit.

Wallets that integrate the SDK gain several practical advantages:

• A single integration footprint that can cover many chains over time.
• Validator infrastructure operated by a dedicated team with protocol updates timely tracked.
• A reference implementation tested across multiple production wallets.

About Everstake

Everstake is a leading global non-custodial staking provider serving institutional and retail clients, trusted by over 1,600,000 users to date, with expertise across 130+ Proof-of-Stake networks. The company has supported $7 billion in staked assets through API-first, compliant staking infrastructure aligned with SOC 2 Type II, ISO 27001, and NIST CSF 2.0.

About Lumo Wallet

Lumo Wallet is a non-custodial crypto wallet and payments platform founded in 2025. The app functions across iOS, Android, and Web, with private keys held on-device. Its ecosystem spans the wallet, Lumo Debit, Lumo Business & POS, and the PulseAI assistant, with a zero-fee merchant POS pilot due in Q1 2027.